LTCRplus combines the best financial protection options with the critical assistance families need when dealing with long-term care. Therefore, you understand and agree that the carrier, service provider and the program administrator take no responsibility for the timeliness, accuracy or applicability of the information at the time it may be accessed and that the carrier, service provider and the program administrator disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability of fitness for a particular purpose or of non-infringement of other's rights. 3. to communicate with you by mail, telephone or electronically by sending to you communications including, but not limited to, any and all types of electronic communication by email, fax, mail and telephone. 2. This information is not specific to any individual and is anonymized to prevent personal identification. SOME STATES PROHIBIT THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THUS THIS LIMITATION OF LIABILITY MAY NOT APPLY TO YOU. Your access to and use of our website are subject to this Privacy Policy and any other terms of use or policies posted by us. The CCPA requires that we provide privacy information to California residents and we use this separate section to ensure compliance with the CCPA’s requirements. This Privacy Policy is incorporated into and subject to the terms of the website Terms of Service. If you would like to exercise your right to request a copy of your personal information or your right to delete your personal information, please contact AGIA customer service by calling (800) 424-5181, or utilize regular mail by using the following address: AGIA Affinity Office of Administration  P.O. You may set your browser so that it does not accept cookies; however, certain features of our sites may not function properly or be available if your browser is configured to disable cookies. You may have the right to request that we disclose certain information to you about our collection and use of personal information over the last twelve months. You acknowledge that you understand that you are not obligated to enter into transactions electronically and that you have a right to conduct transactions in paper format if you wish. The Bill Payment Service has been designed in compliance with the Payment Card Industry (PCI) Data Security Standards so that no one can access your payment account without proper user authentication. You understand and agree that neither the carrier, nor the service provider, nor the program administrator is engaged in rendering legal, tax, insurance benefits or any other advice through this website or services. In the event that the program administrator is unable to correct the transaction, we shall refund the amount of funds received from you and this refund shall constitute your sole remedy. Recognizing this and the significant need for long-term care planning among our members, the National Association of Social Workers is pleased to announce a comprehensive new Long Term Care Insurance . As an NASW member you may enroll your spouse/domestic partner in the 50-Plus Plan for up to $20,000 in Term Life Insurance, as long as your spouse/domestic partner is between the ages of 50 and 74, and resides in the U.S. Right to Non-Discrimination. Examples of discrimination could be charging you inflated rates, denying you service or delivering a poor level of customer service for exercising your rights. from attempts to conceal or omit information material to the sound and equitable underwriting of life, health, disability, and long term care insurance. Your use of the website following such change constitutes your agreement to follow and be bound by the Privacy Policy as changed. California residents can reference Section 7 to find specific information about their privacy rights under the laws of the state of California. If we are unable to obtain funds for a bill payment for any reason associated with your payment card or payment account (for example, there is not a sufficient balance available on your payment card or in your payment account to cover the transaction), then we will not be able to complete your bill payment transaction. In effect, it is used to provide and manage products and services we provide and support our everyday operations, including risk management, legal and compliance requirements. Cookies. Do you worry about paying for nursing home or home health care? IN NO EVENT SHALL [PROGRAM ADMINISTRATOR] BE LIABLE FOR ANY OTHER LOSS, INJURY, OR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY, INCLUDING LOST PROFITS (EVEN IF ADVISED OF THE POSSIBILITY THEREOF) ARISING IN ANY WAY OUT OF YOUR USE OF THE BILL PAYMENT SERVICE. a billing transaction with your financial institution to deduct the appropriate amount from your account. d. Once you have given consent for an electronic transaction, you may withdraw your consent only if the carrier or service provider has not taken action in reliance on your consent. If you permit other persons to use the Bill Payment Service or your bill payment authentication responses or other means to initiate a payment instruction on your behalf, you are solely responsible for any transactions they authorize. Rights and Choices Regarding Personal Information Disclosures. Long Term Care (LTCR) Long-term care costs can add up quickly when it comes to nursing homes and home health care services. If, at any time, you receive a communication from the website that is unrelated to a transaction you have initiated and you would like not be contacted again, please contact us using the procedures outlined below under "Questions About Your Information" to "opt-out" from future communications. NASW Congratulates Biden on His Election to be 46th President In electing Joe Biden, the American people have cast their vote for an inclusive economy, urgently needed social investments, and long overdue civil rights protections. Some internet browsers offer the user a “Do Not Track” technology. If such an acquisition occurs, the successor company would have access to personal information maintained by us, including customer account information, but would continue to be bound by this Privacy Policy unless and until it is amended. When you visit this website, we collect and store non-identifying information about your visit. While we generally try to link only to sites that share similar high standards and respect for privacy, we are not responsible for the content, products or services offered or the privacy and security practices employed by these other sites. We will not share any of your personal information with third parties except in the circumstances described below or with your permission. A cookie is a small amount of data, which often includes an anonymous unique identifier, which is sent to your browser from a website’s computer and stored on your computer’s hard drive. California Consumer Privacy Act: Privacy Policy for California Residents         A. You are responsible for any and all fees and charges that you may incur. The NASW Assurance Services Long Term Disability Insurance Plan helps protect you and your spouse/domestic partner with monthly disability benefits of up to $6,000. "Payment Card" means the credit card or debit card that you instruct your program administrator to charge to pay your bill payment. Questions About Your Information      7. We use your voluntarily provided personal information to provide you exceptional service and to create a more meaningful visit for you at this website. To learn By entering this website and agreeing to be bound by this agreement, you are providing your affirmative consent to the use of an electronic signature to authenticate the insurance transaction in electronic form. We will post notice of the new Privacy Policy from the privacy links on our website. Internal Uses         B. You understand and agree that the information on the carrier's insurance products or the service provider products as described in this website is not complete and does not change or affect the insurance policies or service agreements as actually issued. For example, we will rely on your electronic signature to authorize us to process your request for service, insurance coverage(s) and beneficiary designation(s) made during your enrollment. There is no charge to you for requesting a paper transaction. The Do Not Track (DNT) header is the HTTP header field DNT that requests that a web application disable either its tracking or cross-site user tracking of an individual user. Nested Applications Long Term Disability Insurance Tabbed Details This Privacy Policy applies to all services that are offered through the website. "Service Provider" means service products are offered by a variety of reputable, approved vendors and their affiliates. Accidental Death and Dismemberment Insurance Plan, AGIA Affinity is a brand owned by A.G.I.A, Inc., Third Party Administrator and Agency license #0549207, California Corporation. There may be a charge for additional transactions and other optional services. c. When you have successfully entered your enrollment information and have selected "I Accept" on the website confirmation page, you will be given the opportunity to print a paper copy of your insurance or service elections free of charge. The information we collect may include the time and length of your visit, the pages you look at on our site, and the site you visited just before coming to ours. By submitting your payment instruction, you agree to pay these transaction charges. This section describes the rights of California residents under the California Consumer Privacy Act of 2018 (“CCPA”). EXCEPT AS OTHERWISE EXPLICITLY SET FORTH HEREIN, WE SPECIFICALLY DISCLAIM AND YOU UNDERSTAND THAT WE MAKE NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESSED OR IMPLIED AND THE SAME ARE HEREBY EXCLUDED FROM THESE TERMS AND CONDITIONS AND ALL TRANSACTIONS CONTEMPLATED HEREBY. For example, we will need personal information from you when you submit a question online, or request product information. You have the right to request that we delete the personal information that we have collected about you. Disability Insurance Through National Association Of Social Workers If you belong to the National Association of Social Workers (NASW), then you are aware of the long-term disability insurance available to members. We may utilize website cookies to collect this information. By enrolling you acknowledge that you have read the Program Administrator Privacy Policy on the program administrator's website. The information contained on this website was believed to be accurate at the time it was placed on the website. However, we shall incur no liability if a bill payment is not made in a timely manner or if it is unable to complete any payments initiated by you through the Bill Payment Service because of the existence of any one or more of the following circumstances: LIMITATION OF LIABILITY AND YOUR EXCLUSIVE REMEDY. If you do not agree with the terms of the Privacy Policy, please do not access our website. You understand that neither the carrier, the service provider nor the program administrator makes any representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Founded in 1955, the National Association of Social Workers (NASW) is the largest membership organization of professional social workers in the world, with more than 120,000 members. We reserve the right to change or supplement this Terms of Service Agreement at any time by posting the changes on this web site. In our opinion, the insurance program is 50-PLUSGroup Term Life offers Life Insurance coverage – at affordable group rates. NASW Assurance Services, Inc. is a wholly-owned subsidiary of NASW, responsible for designing, securing, and overseeing high quality, competitive insurance, financial, and other programs and services offered to social workers. If you wish to conduct transactions in paper form, please contact your association/policyholder or its representatives. We may include cookies on our website and use them to recognize you when you return to our website. We may also record the name of your Internet Service Provider (ISP) or your Internet Protocol (IP) Address. As a member, you are able to purchase this cover… These charges will be disclosed to you prior to your payment instruction. In addition, as a further condition of your use of this website and the services, you agree that you will not use the website or services to infringe the intellectual property rights of the program administrator in any way; use the website or services to modify or manipulate the website or services or any of the program administrators hardware or software to invade the privacy of, or obtain private information concerning any enrollee or applicant of the carrier/service provider or to erase or damage any information contained on the computer or the information of any user connected to this website or the services, or to reveal any portion of this website or the services. Personally Identifiable Information (“Personal Information”) means any information that could reasonably be used to identify you, including your name, address, birth dates, financial information, telephone number, social media contact information, or any combination of information that could be used to identify you. The information collected using these Web beacons does not identify individual users to our site. Terms of Service Important Please Read This Entire Agreement Carefully. You understand and agree that requests for change submitted to the carrier, service provider, or the Site will not be valid or take legal effect after the end of your enrollment. No waiver will be valid unless in writing signed by us. You understand that this website and the payment services contemplated hereunder may be performed by third-party vendors. Reality: None of these programs are intended to cover the cost of long-term custodial care. THE USE OF THIS PAYMENT SERVICE IS AT YOUR SOLE RISK. Write us at: Program Administrator Office of Administration P.O. It may be represented by an account number, policy number, access number or code, or other number used by the merchant to identify your account. The Hospital Insurance Benefits for the Aged and Disabled, Medicare Part A, offers more than hospital benefits. NASW works to enhance the professional growth and development of its members, to create and maintain professional standards, and to advance sound social policies. 1. We use this aggregate information to measure site activity as well as to generate ideas for enhancing our website to serve you. Please read this Agreement carefully. You acknowledge and agree that if program administrator participation requirements are not met, the insurance policy will not be issued and the elected coverage(s) will not be in force. Every e-mail sent also includes information about how to stop receiving e-mails from us. Although you have been provided with a description of benefits, you understand for insurance products, that only the insurance policy issued to the policyholder (your association) can fully describe all of the provisions, terms, conditions, limitations and exclusions of your insurance coverage. In case of errors or questions about your transactions, you need to contact us as soon as possible. f. After you enroll, you understand and agree that you will not have access to your electronic enrollment record. The Web beacons are used to compile and aggregate statistics that help us improve the effectiveness of our advertising and make our site easier to use. No delay or omission by us in exercising any rights or remedies under these Terms of Services will impair such right or remedy or be construed as a waiver of any such right or remedy. NASW Assurance Services, Inc We use the information we collect about you in order to provide our services, process your transactions, and provide customer service. These Web beacons collect certain types of non-personally identifiable information, such as a visitor's cookie number, time and date of a page view, and a description of the page where the Web beacon is placed. a. Links to Other Sites     6. Please note that this website is not designed for use by children nor does the website seek to collect information on children who may visit the site. Some pages on our site, as well as pages where our banner ads appear, and certain emails we send, may contain electronic images known as Web beacons, or single-pixel GIFs. We encourage you to be aware when you leave our site and to read the privacy statements of each and every website that collects personally identifiable information. There are some long-term care insurance policies that cover non-medical in-home care services. You only receive e-mail from us if you check a box indicating an interest in a particular e-list or if you provide an e-mail address for a customer service inquiry and need an answer via e-mail. 11/12/2020 Practice Alert: ACA Health Insurance Marketplace Open Enrollment for 2021 11/7/2020 Now Accepting Self-Nominations for the 2021 NASW/TX Elections more Calendar Myth: Chances are that I won’t need care.Reality: 70% of individuals over age 65 will require some type of long-term care services during their lifetime. the categories of personal information we collected about you; b.) CONTACT NASW-PA CONNECT WITH US NASW-PA Store Find a Social Worker NASW Liability Insurance Submit Feedback Email a Staff Member 1000 Bent Creek Blvd. •    As with any other business, it is possible that in the future we could merge with or be acquired by another company. care (1a) and educating health care providers (1c) about such intervention for older adults. Circumstances over which the program administrator has no control including, but not limited to large-scale technical malfunctions, including, but not limited to loss of access to the internet or loss of access to the Federal Reserve System, prolonged outages of phone lines, electricity or similar infrastructure, acts of nature, war, riot, civil disobedience or similar events of insurrection, governmental or court orders, regulatory or legislative changes by any local, state or federal governmental agency, strikes, work stoppages, or other similar occurrences or circumstances. "Business Day" means Monday through Friday, excluding Federal Reserve holidays. Personal Information We Collect     2. To update your contact information or to withdraw your consent to an electronic transaction, you may contact your Administrator by calling (800) 424-5181 or by writing to the Office of Administration, PO Box 26450, Phoenix AZ 85068. e. You agree that your electronic signature authorizes The Underwriting Carrier(s), Service Provider(s) or its authorized representatives: 1. to process this transaction at your request and any future transactions that may be needed to administer and help keep in force your coverage under the insurance policy or service agreement. We take the privacy of your personal information very seriously and we will use your personally identifiable information only in accordance with the terms of this Privacy Policy. It provides basic coverage for inpatient hospital care and other types of institution-based inpatient care such as skilled nursing facilities and homecare. NASW Assurance Services provides you with access to high quality, affordable group insurance options: Accident Protection. You may print a confirmation of your enrollment election at the time of enrollment, or you may contact your Administrator for confirmation after your enrollment period ends. THE FOREGOING SHALL CONSTITUTE THE PROGRAM ADMINISTRATORS ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. NASW is the largest membership organization of professional social workers in the world with 150,000 members and over 7,000 in Illinois. There are no cash values to increase the costs. You are solely responsible for all bill payments you authorize using the Bill Payment Service. "Payee Account" means the billing account with the merchant or other entity to which you authorize a bill payment to be directed. Any acts of discrimination are prohibited by the CCPA and AGIA will not engage in them. By using this web site, you accept the terms and conditions of this Terms of Service Agreement and you agree to review this Terms of Service Agreement from time to time to stay informed of changes that may occur. Any user who signs up for e-mails can unsubscribe or manage his/her subscription by linking to the personal URL e-mailed to all subscribers. If subsequent court decisions agree that the ACA is unconstitutional, all of the provisions in the law will end and millions of people will be at risk of losing their health insurance coverage. I. How We Use Your Personal Information         A. This NASW-endorsed program offers three affordable benefit plan options to help fit your needs and budget. If disabled due to a covered Sickness or Injury, you and your spouse/domestic partner can receive monthly benefits from $100 up to $6,000, depending on which option you select. Long-Term Care and COVID-19 By Lisa Van Duyn, Vice President, Patient Safety & Service Excellence As your Senior Care Risk Resource partner, ProAssurance encourages strong infection control practice and prevention strategies to help mitigate the spread of the Novel Coronavirus-19 (COVID-19) and any other seasonal respiratory infections or communicable illnesses and diseases. You may also make a request on behalf of your minor child. Fair pricing of insurance products is largely dependent on If you use this site, you are responsible for maintaining the confidentiality of your personal information, including your Payment Account Number, and for restricting access to your computer, and you agree to accept responsibility for all activities you initiate or that you authorize to be initiated or that are authorized utilizing your payment account or from your computer. The Security Certificate SecureSite seal ensures that we are handling all of your transaction information securely and with the utmost care. Please review this privacy statement carefully to understand what information we collect on the website, how it is used, and how you can work with us if you have a concern about your privacy. This information includes your name and e-mail address. NASW Members looking for health, long-term care, vision, and dental insurance should be made aware that NASWers in NY (up to Ulster, Putnam, and Rockland County) (Oxford), CT, NJ, Greater Chicago, including part of Indiana, California, and Florida (CIGNA), can get health insurance through TEIGIT, The Entertainment Insurance Group Insurance Trust. Stay more in control of your health care decisions… with a special long term care insurance plan for NASW Members. Many Americans do. If we exercise any right or remedy, in whole or in part, that exercise will not prevent us from any further or future exercise of such right or remedy or any other right or remedy. ii. Disclosure to Third Parties     3. Through a partnership with Long-Term Care Resources, NASW members now have a national network of long-term care specialists available to you to explain the costs and benefits of this vital program. You understand and agree that the insurance company will rely on your electronic signature to process and effect insurance transactions. The Social Worker shall be licensed in accordance with state 2. You can even compare the newest coverage options that pay benefits even if you don’t need care. "Payment Instruction" means your instruction and authorization to the program administrator to make a bill payment to a payee. i. a billing transaction, including but not limited to: processing a payment by credit card using the credit card number you have provided; processing an electronic bank draft using the checking account number you have provided; or sending you a billing statement at the address you have provided; or. At the current time, this website does not have the capability of recognizing a “Do Not Track” request. Any Social Worker who staffs a long-term-care facility shall have a license in the Commonwealth of Massachusetts at the Licensed Social Worker (LSW) or higher level of licensure. Health Aff 29(1):87–95 CrossRef Google Scholar Cantor MH (1979) Neighbors and friends: an overlooked resource in the informal support system. Your personally identifiable information or a list of our customers to third parties myth:,... Are hereby incorporated into and subject to the terms of Service Agreement also applies to personal to. Understand that this website does not have access to high quality, affordable group insurance options: Accident Protection services. Newest coverage options that nasw long term care insurance benefits even if you don ’ t need.... You would prefer to communicate with us NASW-PA store Find a Social Worker NASW insurance! Means Monday through Friday, excluding federal reserve holidays offers three affordable benefit options. 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