As a seller, you won’t have access to the appraisal report unless you request it. ... After all, there is no guarantee that if you walk away, the seller won’t receive a low or even lower appraisal from the next buyer’s lender. The appraisal report is the document that the lender will be reviewing. Request a Copy of the Appraisal Report. The other set is a comparison to appraisal district values of other homes in your area. Get a Copy of the Appraisal Report. And check with your appraisal district — some of them, including the Dallas Central Appraisal District, are closed due to COVID-19. Ask the bank or other lender to obtain a second appraisal if you are attempting to refinance a mortgage loan and the appraisal value has come in low. Sometimes the buyer's lender won't allow the buyer to give cash for the difference. Check the tax assessments on your comps. If the appraisal comes in lower than your home's assessed value, include it in the appeal pack you mail to the tax appeals office. Good news for Americans facing eye-popping property taxes: You can fight city hall, or whichever government body sends you this annual economic albatross. DCAD will not be conducting any in-person protests. Here are nine steps to dispute a low home appraisal: 1. If you’re comfortable with the value (or revised value) they were able to support with their evidence, you can simply point out in your hearing that your original notice was too high and that you’re now comfortable with the revised number. ... That may mean lower property taxes. It typically lists all the details that the appraiser bases your home’s value on—so it needs to be completely accurate. If that value is too high -OR- you’d just like for it to be lower, there may be a way for you to fight “the man.” Here’s a few quick tips on how you might be able to fight the tax assessment. 9 Ways to Fight a Low Home Appraisal 1. Five Ways to Fight a Low Appraisal. A low appraisal doesn't mean the lender won't lend. It just means that it will make a loan based on the ratio agreed to in the contract at the appraised value. If you fight when you're not deserving of a lower assessment, the appraiser and the tax board could actually decide your assessment should be higher. We are purchasing a quad plex near a university and the appraisal just came in low (85% of our agreed price, 79% of asking price. First and foremost, you’ll need to educate yourself on your local government’s appeal process. Base Your Appeal on the Neighbors. 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